Agriculture & Food

Dalian Fudao Seafood Co., Ltd. is an international trade and export enterprise engaged in aquatic products processing. The epidemic has had a huge impact on cold-chain enterprises in the past three years. Under the circumstances of increased costs and reduced profits, the "agricultural trade loan" has sent credit lines to enterprises. The enterprise will export more than 90 million yuan in 2022.

It is reported that in August 2022, the Dalian Municipal Bureau of Commerce took the lead in signing the Cooperation Agreement on the Special Financing Products of "Agricultural Trade Loan" with the Liaoning Branch of China Export and Credit Insurance Corporation, the Dalian Branch of Agricultural Bank of China, the Dalian Agricultural Financing Guarantee Co., Ltd., and the Dalian Branch of Minsheng Bank. Since the signing of the cooperation agreement, with the joint efforts of all parties, by the end of December 2022, a total of 23 agriculture-related export-oriented small and medium-sized enterprises in international trade have been provided with trade financing letter support, and about 60 million yuan of financing loans have been realized, effectively promoting the healthy development of the industrial chain of agricultural export enterprises in Dalian, and using the "living water" to help small and medium-sized international trade enterprises release new energy.

Since the introduction of the "agricultural trade loan" program, Dalian Municipal Bureau of Commerce has actively coordinated the promotion; China Export&Credit Insurance Liaoning Branch has established a normalized and hierarchical communication and cooperation mechanism with Agricultural Bank of China Dalian Branch, Minsheng Bank Dalian Branch and Agricultural Financing Guarantee Company, and carried out the expansion work of "agricultural trade loan" through regular high-level mutual visits and exchanges, and the allocation of special contacts; To strengthen cooperation and guidance in terms of "agricultural trade loan" program interpretation, customer adaptation, marketing operation and other aspects, we jointly sorted out 993 agricultural products foreign trade enterprises in Dalian as key target enterprises, and jointly carried out the "agricultural trade loan" promotion work in Zhuanghe, Wafangdian, Pulandian, Changhai County, Puwan New Area, Development Zone, Tax Protection Zone and the five districts in Dalian.

In order to better implement and comprehensively promote the special financing products of "agricultural trade loan", Dalian Municipal Bureau of Commerce will work with relevant departments in the following aspects in the next step. First, we will continue to promote the "multi-party financing" model, and jointly study and improve the "agricultural trade loan" special financing operation mode with China Export&Credit Insurance Corporation Liaoning Branch, Agricultural Bank of China Dalian Branch, Minsheng Bank Dalian Branch, and Agricultural Financing Guarantee Company, so that more export-oriented small and medium-sized agriculture-related international trade enterprises can enjoy the financial service dividend, expand financing channels, and reduce financing costs. The second is to comprehensively promote the in-depth cooperation between banks and insurance companies in Dalian, further study and expand the scope of service enterprises on the basis of "agricultural trade loans", extend the financial services for export-oriented enterprises in international trade to those for export-oriented enterprises, and help the rapid development of export-oriented economy in Dalian.